Insurance

As the 2009 hurricane season arrives, many homeowners are finding insurance either more expensive or harder to get.

Homeowners from New York to Florida and in the Gulf Coast region are again seeing premiums rise and coverage change. And more are losing their coverage. Hurricane season starts Monday.

Insurers “just don’t like being in the business … too much risk,” said Scott Hall of Market Street Advisers, a financial advisory firm in Wilmington, N.C.

Homeowners insurance premiums are up about 3 percent nationwide, according to the Insurance Information Institute.

Last year’s losses and the financial market turmoil have helped push up rates.